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✦ Florida Home Selling Guide

After the NAR Settlement: What Florida Sellers Need to Know About Commissions

The rules on who pays the buyer's agent changed. Here's what it means for your sale in 2026.

The 2024 National Association of Realtors (NAR) settlement reshaped how real estate commissions work — and it's good news for sellers who want control over their costs.

What actually changed

Two big things:

  • Buyer-agent commissions are no longer pre-set on the MLS. Offers of buyer-agent compensation can't be advertised in the MLS the old way, which makes the whole thing openly negotiable.
  • Buyers now sign written agreements with their agents spelling out how that agent gets paid.

What it means for you as a seller

You are no longer expected to automatically offer ~3% to a buyer's agent. Whether you offer buyer-agent compensation — and how much — is now your decision, negotiated deal by deal. Combined with a flat listing fee, that means you can control both sides of what used to be a ~6% commission.

Old world: ~6% total, mostly fixed. New world: a flat listing fee from $99 + a buyer-agent commission you choose (or don't). See the plans →

Should you still offer a buyer-agent commission?

Often, yes — a competitive buyer-agent commission can widen your buyer pool, since many buyers still work with agents. But it's now a strategic choice based on your market and price point, not an automatic 3%. Our brokers help you decide what's smart for your specific home.

How flat fee MLS fits the new world

Flat fee MLS was built for exactly this: you pay a flat fee to get full MLS and portal exposure, keep your listing-side equity, and decide buyer-agent compensation yourself. It's the most cost-efficient way to sell in the post-settlement market.

This is general information, not legal advice. Want to see your numbers? Get a free home value estimate or explore your area: Palm Beach County · Treasure Coast.

Frequently asked questions

Do sellers still pay the buyer's agent after the NAR settlement?
Not automatically. Buyer-agent compensation is now negotiable — sellers can choose whether to offer it and how much, deal by deal.
Does the NAR settlement make flat fee MLS a better deal?
For many sellers, yes. You pay a flat listing fee and separately decide on any buyer-agent commission, rather than a fixed ~6% total.
Will my home still sell if I don't offer a buyer-agent commission?
It can, but offering a competitive buyer-agent commission may attract more agent-represented buyers. It's now a strategic choice — our brokers can advise.

See what your Florida home is worth

Free, instant estimate — then list on the MLS from $99 and keep your equity.

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